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Is Your Judgy Bank Account Controlling Your Life? - E2

Published on: 22nd July, 2025

From Instacart guilt and Uber Eats indulgences to retirement planning and 529 college funds, Mona, Minali and Ishana uncover how upbringing, convenience culture, and relationship dynamics shape our financial behavior. Whether you're splitting rent with a partner, trying to save during residency, or navigating the rising costs of adulthood, this episode offers relatable stories, timeless wisdom, and practical financial advice from both millennial and first-gen immigrant perspectives. Tune in for candid reflections, surprising admissions, and tips to make peace with your “judgy bank account.”

Key Timestamps:

(00:00) - Money as opportunity and freedom

(08:00) - 401k, 529 plans, and early saving habits

(10:00) - Taking investment risks smartly

(14:00) - Comparing generational financial journeys

(17:00) - Budgeting for weddings and mortgages

(24:00) - Couples managing separate and joint finances

(26:00) - Smart spending vs. impulse buying

(28:00) - Budgeting tools and monthly money tracking


Key Topics Discussed:

Three Takes, Ishana Nigam, Minali Nigam, Mona Nigam, generational advice, financial literacy for millennials, smart money habits, budgeting and saving tips, family finance conversations, generational wealth planning


More of Three Takes:

Email us at connect@threetakes.com

Start a conversation at https://threetakes.com/

DM us on Instagram (@three.takes) at https://www.instagram.com/three.takes/ 

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Show artwork for Three Takes: 3 Women, 3 Generations, 1 Family Unpacking the Questions We All Ask

About the Podcast

Three Takes: 3 Women, 3 Generations, 1 Family Unpacking the Questions We All Ask
A Gen X mom and her Millennial & Gen Z daughters share real conversations on career, wellness, family, and growth
Welcome to Three Takes, a multi-generational podcast hosted by Mona and her daughters, Minali and Ishana, representing Gen X, Millennial, and Gen Z perspectives. Together, they explore the intersection of career, wellness, and family life, providing authentic conversations and valuable insights to empower women in their work, life, and relationships.
Each episode dives into a thought-provoking question, as they share their unique 'takes' on a diverse range of topics, from navigating professional challenges to fostering personal growth and maintaining healthy relationships. More than just a podcast, Three Takes is a shared space for us to evolve together as a growing community, inviting listeners to reflect and connect.